These Terms & Conditions ("Terms") govern your access to and use of Lendaz ("Lendaz", "we", "us", or "our"), including our website at lendaz.app, our property search and listing services, and our WhatsApp and Facebook Messenger channels (together, the "Services").

By using the Services, creating an account, or listing a property, you agree to these Terms. If you do not agree, please do not use the Services. Our Privacy Policy forms part of these Terms.

1. What Lendaz Is — and Is Not

Lendaz is an online platform that connects people looking for property with landlords and agents who list it. We provide search, mapping, and messaging tools. We do not own, manage, inspect, or let the properties shown on the Services.

2. Eligibility

You must be at least 18 years old and legally able to enter into a binding contract to use the Services. If you use the Services on behalf of a company, agency, or other organisation, you confirm you are authorised to bind it to these Terms.

3. Your Account

4. Listing a Property

If you list a property on Lendaz as a landlord, agent, or authorised representative, you confirm and agree that:

Listings may be reviewed, edited for formatting, declined, or removed at our discretion — in particular where we believe a listing is inaccurate, duplicated, expired, or fraudulent. Approval of a listing is not an endorsement or verification of it.

5. Searching & Making Enquiries

6. Safety & Fraud

We do not verify the identity of every user, nor the ownership or condition of every property. You are responsible for satisfying yourself about who you are dealing with before parting with money or signing anything. If you encounter a suspected scam, please report it to us at hello@lendaz.app so we can investigate and remove the listing.

7. Fees & Payments

8. Prohibited Conduct

You agree not to:

9. Your Content & Licence to Us

You retain ownership of the listings, photographs, descriptions, and other content you submit ("Your Content"). By submitting it, you grant Lendaz a non-exclusive, royalty-free, worldwide licence to host, store, reproduce, adapt for display, and publish Your Content for the purpose of operating and promoting the Services. This licence ends when you remove Your Content, except for copies retained in backups or where we must keep them for legal reasons.

You are solely responsible for Your Content and confirm you have the rights necessary to grant this licence.

10. Our Intellectual Property

The Lendaz name, logo, design, software, database, and all other materials on the Services are owned by Lendaz or our licensors and are protected by intellectual property law. You may use the Services for their intended purpose only. You may not copy, modify, reverse-engineer, resell, or create derivative works from any part of the Services without our written permission.

11. WhatsApp & Facebook Messenger

You may use the Services through WhatsApp and Facebook Messenger. When you do, your use is also governed by Meta's own terms. Automated replies and search results delivered through these channels are subject to the same disclaimers as the rest of the Services. You can stop receiving messages at any time by telling us to stop or blocking the number or page. See our Privacy Policy for how we handle messaging data.

12. Third-Party Services & Links

The Services rely on and link to third parties — including mapping providers, analytics, AI providers that power search, messaging platforms, and payment processors. We are not responsible for the content, accuracy, availability, or practices of third-party services, and linking to them is not an endorsement.

13. Availability of the Services

We aim to keep the Services available and working well, but we provide them on an "as available" basis. We may change, suspend, or discontinue any part of the Services — including features, listings, and pricing — at any time, with or without notice. Connectivity, data costs, and device limitations may affect your experience.

14. Suspension & Termination

We may suspend or terminate your account or remove your content, without notice, if we reasonably believe you have breached these Terms, posted fraudulent listings, or created risk or legal exposure for Lendaz or other users. You may close your account at any time by contacting us. Sections that by their nature should survive termination — including sections 9, 10, 15, 16, 17, and 18 — will do so.

15. Disclaimers

To the fullest extent permitted by law, the Services are provided "as is" and "as available" without warranties of any kind, whether express or implied, including any implied warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement.

We do not warrant that:

16. Limitation of Liability

To the fullest extent permitted by law, Lendaz, its directors, employees, and partners will not be liable for any indirect, incidental, special, consequential, or punitive loss, or for any loss of profits, income, data, or goodwill, arising from or connected to your use of the Services.

In particular, we are not liable for any loss arising from your dealings with another user — including money paid to a landlord, agent, or supposed representative, deposits lost, misrepresented properties, or disputes under a tenancy.

Where liability cannot lawfully be excluded, our total aggregate liability to you is limited to the greater of the fees you paid to Lendaz in the twelve months before the claim, or US$50.

Nothing in these Terms excludes liability for fraud or for anything that cannot lawfully be excluded.

17. Indemnity

You agree to indemnify and hold Lendaz harmless against claims, damages, losses, and reasonable legal costs arising from your breach of these Terms, your content, or your dealings with other users.

18. Governing Law & Disputes

These Terms are governed by the laws of the Republic of Zimbabwe. Any dispute arising from them or from your use of the Services is subject to the exclusive jurisdiction of the courts of Zimbabwe. We encourage you to contact us first — most issues can be resolved informally.

19. Changes to These Terms

We may update these Terms from time to time. When we do, we will revise the "Last updated" date above. Significant changes will be communicated through the Services. Continuing to use the Services after a change takes effect means you accept the updated Terms.

20. Contact Us

If you have questions about these Terms, contact us: